Does Insurance Cover Cosmetic Dentistry?

It’s no secret that dental treatment can get costly. While dental insurance plans typically cover preventative and general treatment, they’re usually a little more restrictive for extensive dental work. Cosmetic dentistry in Owings Mills, MD, isn’t typically covered by insurance, but that doesn’t mean you can’t get coverage at all. There are some workarounds that could help you get financial recuperation after cosmetic treatment. When cosmetic dentistry is used to help restore your teeth after damage, you may be able to get partial insurance coverage.

COSMETIC DENTISTRY in OWINGS MILLS MD can be costly, but you may be able to get insurance coverage

Times Insurance Might Cover Cosmetic Dentistry in Owings Mills, MD

When used as a cosmetic improvement only, treatments such as veneers, whitening, and dental bonding aren’t covered by insurance. However, cosmetic treatments can be versatile. They are often used to help with a number of restorative and preventative dentistry needs as well. If your dentist recommends cosmetic dentistry to restore your bite or improve your oral health, there is a chance you could get insurance coverage.

Cosmetic Dentistry for Restoration

When you suffer a chip or fracture in your tooth, you need restorative treatment to help prevent any further damage or disease. While a dental crown or filling tends to be the most common restoration treatment, porcelain veneers and dental bonding can also be beneficial in these cases. If used to help restore and preserve your natural teeth, cosmetic dentistry may be eligible for insurance coverage.

However, it’s important to note that coverage will only apply to the work done on damaged teeth. It will not always apply to all cosmetic treatments done. For example, if you chipped one of your front teeth and decided to get a veneer, your dentist will likely recommend two veneers. Veneers usually come in pairs to help maintain balance in your smile. In this case, your insurance might cover part of the cost of the veneer on your chipped tooth. But it would be extremely unlikely that they would cover the cost for the second veneer.

Cosmetic Dentistry for Preventative Treatment

Insurance companies are a little more open about preventative treatment. This is because it can help avoid the high costs of restorative treatment later. This is why most insurance companies cover the cost of your routine cleanings. This coverage for preventative measures can extend to certain cases of cosmetic treatment as well.

For example, say there is a gap between your teeth. You’re more likely to develop plaque, decay, and disease at that spot. Dental bonding can be an effective treatment option to help close the contact and prevent damage. If dental bonding is used in a preventative way, there is a chance you could get partial coverage for the treatment.

Cosmetic dentistry isn’t always just used to improve the look of your smile. At Owings Mills Dental Care, we strive to recommend the best treatment for your restorative needs. Even if that treatment is cosmetic in nature. Call us today at 410-782-3021 to schedule a consultation, learn more about our cosmetic treatment options, and see if you can get insurance coverage.